I incorporated in Utah. My business is an internet business where I sell access to digital information, so I sell no tangible goods. If I do not have an office in any other state, do I need to incorporate or Foreign Qualify in other states?
Judging by your description there is no need to foreign qualify your company in any other state.
Typically your company would be required to qualify as a foreign entity in a state where your business has physical presence, or significant business activity. The technicalities depend greatly on each state, but in general you would be required to register if you open an office, hire employees, lease a warehouse, etc.
(a) You made a typo in the card number, CCV code, expiration date, name or address;
(b) Your card balance is too low;
(c) Issuing bank has declined this transaction for some other reason related to your account.